exchanges – R&R – Reachout and Rebuild

Signing up for ACA (Obamacare) before March 31st!

David Posnett — Thu, 20 Mar 2014 04:41:12 +0000

If you are in the East Hampton, NY, area, you can walk in to the East Hampton Health Care Foundation at 200 Pantigo Place this Friday March 21st. Professional insurance enrollers will help you sign up on line. They do this every day and they are experts. They are fluent in Spanish and English. For more info see my prior posts. There is also a post on your costs for ACA medical insurance.

Tears for Liz

David Posnett — Thu, 20 Mar 2014 04:30:40 +0000

My friend Liz was an intense supporter of the ACA. There was a good reason. She had her health insurance canceled back in 2005 when she was stricken with a nasty cancer. Chemotherapy nearly bankrupted her. But she survived. She became a cancer survivor and started a national support group for patients like herself, a group counting a membership of over 5000. She was very well informed and attended medical conferences to keep up with the latest advances.

However, she still had no medical insurance. So a few weeks ago she signed up on-line for the ACA and she was waiting for her insurance card. She wasn’t feeling well. Fully aware of the costs, she did not want to see a specialist in NY City until her insurance card was in hand. However, on Monday she went to an emergency room because of shortness of breath. A few hours later she was dead!

Its not clear what happened. BUT it is very clear that

Health insurance is not a “joke” – in fact, lacking health insurance dissuades us from consulting a physician when we know that we should. Lacking insurance really costs lives.
Treatment for cancer and other disorders can be extremely expensive and often leads to personal bankruptcy, specially when you are uninsured.

Many people were touched by Liz and I know they are mourning. I know she would want us all to fight for the ACA (Obamacare) in her name. RIP Liz.

Confused by Obamacare ? For Suffolk County Residents, read on…

David Posnett — Sun, 09 Feb 2014 20:46:54 +0000

Confused? Not sure how it may benefit you? Not sure how much it will cost? If you are anywhere near Southampton, Riverhead or Hampton Bays, here are 3 seminars coming up: Layman’s terms. Resource guide to local enrollers.

Wed Feb 26, 2014 6:30pm to 8:30pm
Rogers Memorial Library, Morris Meeting Room, 91 Coopers Farm Rd, Southampton, NY 11968. (631) 283 0774, ext 523

Thu Mar 6, 2014 6:00pm to 8:00pm
Riverhead Free Library, 330 Court Street, Riverhead, NY 11902; call (631) 727 3228 or email contact@riverheadlibrary.com

Tues Mar 25, 2014 6:30pm to 8:30pm
Hampton Bays Public Library, 52 Ponquogue Ave., Hampton Bays, NY 11946, call (631) 728 6241 or email hbaylib2suffolk.lib.ny.us

The Costs of Obamacare Insurance to YOU.

David Posnett — Sat, 08 Feb 2014 20:30:43 +0000

I have been hearing horror stories about prohibitively expensive Obamacare insurance quotes. So together with my friend Sheila, we logged on to the NY State Official Health Plan Marketplace and pretended to be shopping for insurance right here in Suffolk County.

Note (and this is important) the cost varies depending on where you reside. The different insurance carriers have different quotes of course. And most importantly the cost varies according to your taxable income. Your premium should be reduced (advanced Tax Credit) if your taxable income is below $45,960 for a single individual, or below $94,200 for a family of four.

Here are several scenarios (all of them for a gold plan, annual deductible $600 per person, or $1200 per family) and applicable to Suffolk County residents. The quoted premiums are for the family and represent the cheapest quote. Make sure that your doctor accepts the insurance plan you choose!

Taxable Household income $75,000
2 adults no dependent children: Monthly premium for the family $877 + (depending on Plan). NO CREDITS

Taxable Household income $75,000
2 adults and 2 dependent children: Monthly premium for the family $740 + (depending on Plan). Advanced Tax Credit $137

Taxable Household income $50,000
2 adults and 2 dependent children: Monthly premium for the family $427+ (depending on Plan). Advanced Tax Credit $450

Taxable Household income $25,000
1 adult and no dependent children: Monthly premium $217 + (depending on Plan) – Advanced Tax Credit $221

Taxable Household income $14,000
1 adult and no dependent children: Monthly premium $0 – medicaid

This does not sound too bad at all.

Need help to sign up for Obamacare?

David Posnett — Sat, 08 Feb 2014 15:01:35 +0000

If you are anywhere near East Hampton on the Southfork this is a great place:

East Hampton Health Care Center

for appointments with an “enroller” on Mon and Fri call

Julia Fuentes 631 294 2921
Nancy Moraga Martinez 631 291 5077

for appointments with an “enroller” on Tues and Thu call

Vicki Duran 516 315 1021

All enrollers are fluent in English and Spanish. You can sign up your family within less than 1 hour. It is person to person and you don’t need to have computer skills.

What is in it for YOU if you are still uninsured?

David Posnett — Thu, 16 Jan 2014 01:29:38 +0000

Apparently the latest research has shown that close to 40% of the uninsured still don’t know that they can now get health insurance for themselves and their families.

It is really simple:

All plans must cover the basics: doctors bills, hospitals, medications, preventive care…
You might qualify for financial help
They can not deny coverage for preexisting conditions
They must show what is covered (no fine print) so you can comparison shop between different plans

Visit nystateofhealth.ny.gov or call 855 355 5777 (toll free) or get help from a free navigator.

Financial Assistance for ACA Health Care Insurance (Obamacare)

David Posnett — Wed, 15 Jan 2014 02:21:14 +0000

Over the weekend, I was shocked to read this: Nearly seven out of 10 uninsured people don’t know that financial assistance may be available for anyone looking for coverage through the new health insurance marketplace.

The reality is, about six in 10 uninsured applicants can pay less than $100 per month for coverage.

Here’s a handy calculator that helps determine how much folks might save. You told us someone you know is looking to get covered — will you pass this calculator along before tomorrow’s deadline?

We keep hearing great success stories from all over the country — millions of Americans are getting better coverage at a more affordable price. And that’s something we need to make sure everyone knows.

For anyone looking for coverage that’s effective on February 1st, the deadline to sign up is tomorrow at midnight.

So tell your friends to check out their options — health care coverage might be a whole lot more affordable than they think.

Pass along this financial assistance calculator.
http://my.barackobama.com/Find-Out-What-Your-Savings-Are-Today

Erin Hannigan

Enrollment Coordinator Speaks About ACA (Obamacare)

David Posnett — Mon, 13 Jan 2014 15:33:53 +0000

Liz Munsky is a Long Island based ACA enrollment coordinator. She is giving a FREE presentation on how to sign up hassle free for health care (ACA, Obamacare). So if you need help this is FOR YOU!

Tuesday Jan 14, 2014 12:30 PM-2:00 PM

Jewish Center of the Hamptons
44 Woods Lane, East Hampton, NY 11937
East Hampton

Weighing Health Plans: The Devilish Details (NYT)

David Posnett — Sat, 11 Jan 2014 17:25:14 +0000

A very useful article appeared on Dec 21st, 2013 in the NY Times and many may have missed it (as I did)! It described in detail the choices of plans offered by the ACA. A good read before you get started!

Weighing Health Plans: The Devilish Details, by Tara Siegel Bernard.

Facebook Group ‘docs4bishop’

David Posnett — Sat, 11 Jan 2014 17:12:58 +0000

If you prefer Facebook, you can visit this site, ask to join the group, and leave comments!